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PERSONAL INSURANCE

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Ushma Kayam

Consultative coverage reviews and straight answers for households - without the usual price-only quoting.

Ushma Kayam in
Hours
M-F 9:00 am - 5:00 pm | Evenings & Weekends by appointment.

We work with trusted insurance companies.

Progressive
Allstate
Nationwide
Travelers
Liberty Mutual
Geico

Home, Auto, Flood, and More

Common policy types reviewed for clients in and nearby communities

Home Insurance icon

Home Insurance

Protects your home, belongings, and liability.

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Auto Insurance icon

Auto Insurance

Coverage for cars, trucks, and daily drivers.

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Flood Insurance icon

Flood Insurance

Separate coverage not included in standard home policies.

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Condo Insurance icon

Condo Insurance

Coverage for your condo, personal property, and liability.

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RV Insurance icon

RV Insurance

Coverage for motorhomes and travel trailers.

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Renters Insurance icon

Renters Insurance

Protection for belongings and personal liability.

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Boat Insurance icon

Boat Insurance

Protection for boats and personal watercraft.

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Motorcycle Insurance icon

Motorcycle Insurance

Coverage for motorcycles.

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Ways We Help

1
Annual Policy Reviews
2
Multi-Carrier Quote Comparisons
3
New Homebuyer Consultations
4
Flood Zone Determinations

Ways To Meet

In Office
Phone
Hours
M-F 9:00 am - 5:00 pm | Evenings & Weekends by appointment.

Find Us

Address
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Areas Served

Based in , serving clients across the greater area.

Downtown
North Side
South Side
East Side
West Side
Surrounding Areas

About the Owner

Hi, I’m Ushma Kayam, owner of We Insure Kayam Agency, proudly serving the Cumming and surrounding Georgia communities. I currently focus on helping individuals and families with their personal insurance needs, including coverage that protects their homes, vehicles, and everyday life. My goal is to make insurance simple, clear, and tailored to each client’s situation. As the agency grows, I look forward to expanding services in the future while continuing to build long-term relationships based on trust and personalized service.

How this office works

Owner started this office to give clients a more consultative insurance experience instead of a quick price-only conversation. The office focuses on: Taking time to ask better questions, understanding what matters to each household, and recommending coverage that actually fits the risk.

What stands out

Consultative coverage reviews instead of price-only quoting

Transparent when another solution is the better fit

Meet the Team

What homeowners in often miss

A common mistake is assuming flood risk only exists in high-risk zones. In the area, the better conversation is understanding the actual risk, the flood zone, and what the policy would do before a storm ever shows up.

What to review

Check flood, wind, and deductible details before storm season instead of waiting until a claim.

Review deductibles, water damage limits, and optional coverages before renewal so nothing important gets missed.

Rated ★★★★★ By Neighbors

"Chad was very helpful! He was very efficient!"

Alex Marullo

Policy Holder

"From start to saving me money...great experience! Really nice guy too!"

Holly Lorini

Policy Holder

"David was able to find an excellent property insurance policy for us with lower deductibles and almost 50% less cost than my previous provider. He did it in about 48 hours, just in time for my annual renewal. I've used Weinsure for nearly 20 years, with professional assistance. I strongly recommend them."

Paul Ficarro

Policy Holder

"Working with this insurance agent was an excellent experience. They were professional, knowledgeable, and took the time to explain all my options clearly. I never felt pressured, and they made sure I understood the coverage that best fit my needs. Their responsiveness and attention to detail gave me complete confidence throughout the process. I highly recommend them to anyone looking for reliable and trustworthy insurance guidance. Wes is the best professional in this field!!!!"

Victor Gutierrez

Policy Holder

"I called back the number expecting it to be another scam call, but was surprised by how polite the spokesperson was, reassuring that it wasn't a scam lol! It was a pleasure talking to Corrie, she made sure i understood what it was that i was doing and made it clear which insurance policy would best suit me. If you ever need anything done here, and want a polite and friendly chat with someone, definitely ask for Corrie!!"

Hemraj Kalicharan

Policy Holder

"He did a good job of explaining the H06 policy contents and what it covers."

James Burgess

Policy Holder

"Best business have see before, I give 100% approved ✅"

Wesley Cunha

Policy Holder

"Ushma has been really helpful setting up my insurance for my new warehouse. She is very skilled and quick about what she does. Highly recommend to anyone who needs things done quick and efficiently 10/10."

Meet Patel

Policy Holder

"This was the absolute best experience I have ever had when dealing with insurance. My agent, Julia, was able to help me through the entire process, from finding the best quote for my needs, to seamlessly signing everything and being ready to go. She was very clear with her instructions, and responded extremely quickly, just great customer service overall. I will only work with them from now on for all of my insurance needs!!"

Lu Marques

Policy Holder

"Our insurance representative, Jamie Dyess, has been helping me with my insurance needs for over 6 years now. While speaking to her about my husbands enrollment in Medicare, she came up with a better option than I had. She helped me change my Insurance during the enrollment period and helped me through the Medicare process for him. She has gone above and beyond for us, and I am truly grateful for her as our Health Insurance Rep."

Elizabeth D'Onofrio

Policy Holder

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Local roots in

This office has deep roots, with team members who have lived and worked in the community for years. We understand the local market and the unique insurance needs of residents.

Community involvement includes:

Chamber and local business networking

Community charitable organizations

Local school and youth programs