We Insure Bay to Bay
Consultative coverage reviews and straight answers for Tampa households - without the usual price-only quoting.

We work with trusted insurance companies.
Home, Auto, Flood, and More
Common policy types reviewed for clients in Tampa and nearby communities
Ways We Help
Ways To Meet
Find Us
Areas Served
Based in Tampa, serving clients across the greater Tampa area.
About the Owner
At We Insure Bay to Bay our agents strive to give ourclients the best possible products at the best possible price. We arepassionate about what we do, providing excellence in service. Every clientbecomes part of our family. We value our We Insure relationships. Ensuring yourinsurance needs are met as your life changes is our commitment to you. With ouraccess to top-rated insurance carriers, we give our clients the best there isto offer. We look forward to meeting you!
How this office works
Owner started this office to give Tampa clients a more consultative insurance experience instead of a quick price-only conversation. The office focuses on: Taking time to ask better questions, understanding what matters to each household, and recommending coverage that actually fits the risk.
What stands out
Consultative coverage reviews instead of price-only quoting
Transparent when another solution is the better fit
Meet the Tampa Team

Mario Hernandez
Insurance Agent

Betsy Perez Rouco
Insurance Agent
What homeowners in Tampa often miss
A common mistake is assuming flood risk only exists in high-risk zones. In the Tampa area, the better conversation is understanding the actual risk, the flood zone, and what the policy would do before a storm ever shows up.
What to review
Check flood, wind, and deductible details before storm season instead of waiting until a claim.
Review deductibles, water damage limits, and optional coverages before renewal so nothing important gets missed.
Rated ★★★★★ By Neighbors
Local roots in Tampa
This office has deep Tampa roots, with team members who have lived and worked in the community for years. We understand the local market and the unique insurance needs of Tampa residents.
Community involvement includes:
Chamber and local business networking
Community charitable organizations
Local school and youth programs