We Insure Coral Gables - Rick Leal
Consultative coverage reviews and straight answers for Coral Gables households - without the usual price-only quoting.
We work with trusted insurance companies.
Home, Auto, Flood, and More
Common policy types reviewed for clients in Coral Gables and nearby communities
Ways We Help
Ways To Meet
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Areas Served
Based in Coral Gables, serving clients across the greater Coral Gables area.
About the Owner
Lifelong South Florida residentMarried with 3 childrenAttended University of Florida and Florida International UniversityExtensive experience and expertise in managementLicensed property and casualty agentProvide unparalleled options and serviceOur agency’s vision is to be the insurance agency of choice for South Florida residents and small businesses. Our mission is “A better way to buy insurance: We deliver choice, speed, convenience and confidence.” At We Insure, customers have the choice of many top-rated insurance companies for their auto, home and business needs. Using the latest technologies, we deliver our services with speed and accuracy.We Insure empowers customers, offering different and better ways to buy insurance. Customers need choice, speed, convenience and confidence in the company and individuals protecting their assets. We Insure customers hold the power to choose. Customers choose from top-rated insurance companies and make purchasing decisions their way. Buy online, over the phone, via email or in person at our office.
How this office works
Owner started this office to give Coral Gables clients a more consultative insurance experience instead of a quick price-only conversation. The office focuses on: Taking time to ask better questions, understanding what matters to each household, and recommending coverage that actually fits the risk.
What stands out
Consultative coverage reviews instead of price-only quoting
Transparent when another solution is the better fit
Meet the Coral Gables Team
Andrea Leal
Rick Leal
Agency Owner
Elizabeth Stephanis
Licensed Insurance Agent
What homeowners in Coral Gables often miss
A common mistake is assuming flood risk only exists in high-risk zones. In the Coral Gables area, the better conversation is understanding the actual risk, the flood zone, and what the policy would do before a storm ever shows up.
What to review
Check flood, wind, and deductible details before storm season instead of waiting until a claim.
Review deductibles, water damage limits, and optional coverages before renewal so nothing important gets missed.
Rated ★★★★★ By Neighbors
Plan your visit
Coral Gables
Local roots in Coral Gables
This office has deep Coral Gables roots, with team members who have lived and worked in the community for years. We understand the local market and the unique insurance needs of Coral Gables residents.
Community involvement includes:
Chamber and local business networking
Community charitable organizations
Local school and youth programs