We Insure Lutz - Mike Hanke
Consultative coverage reviews and straight answers for Lutz households - without the usual price-only quoting.

We work with trusted insurance companies.
Home, Auto, Flood, and More
Common policy types reviewed for clients in Lutz and nearby communities
Ways We Help
Ways To Meet
Find Us
Areas Served
Based in Lutz, serving clients across the greater Lutz area.
About the Owner
Native of Tampa, FLGraduated from the University of FloridaBachelor's in Criminal Justice and minor in Business17 years experience in the financial/insurance industryResides in North Tampa with wife and 2 childrenLove to travel and experience new places and culturesLocated in Lutz, Florida, our agency is licensed to offer all lines of insurance: auto, home, boat, RV, workman's comp and commercial products. We strive to offer quality insurance at affordable prices. We Insure is a hybrid agency model that allows our clients many buying options, whether online, over the phone, via email or in person. Our clients can relax knowing we are providing them with their best insurance policies. Our technology and centralized service teams allow us to focus 100 percent on serving our clients’ insurance-buying needs and spend valuable time evaluating coverages, identifying discounts and giving our clients the power of choice.
How this office works
Owner started this office to give Lutz clients a more consultative insurance experience instead of a quick price-only conversation. The office focuses on: Taking time to ask better questions, understanding what matters to each household, and recommending coverage that actually fits the risk.
What stands out
Consultative coverage reviews instead of price-only quoting
Transparent when another solution is the better fit
Meet the Lutz Team

Mike Hanke
Agency Owner

Amanda Leppla
What homeowners in Lutz often miss
A common mistake is assuming flood risk only exists in high-risk zones. In the Lutz area, the better conversation is understanding the actual risk, the flood zone, and what the policy would do before a storm ever shows up.
What to review
Check flood, wind, and deductible details before storm season instead of waiting until a claim.
Review deductibles, water damage limits, and optional coverages before renewal so nothing important gets missed.
Rated ★★★★★ By Neighbors
Local roots in Lutz
This office has deep Lutz roots, with team members who have lived and worked in the community for years. We understand the local market and the unique insurance needs of Lutz residents.
Community involvement includes:
Chamber and local business networking
Community charitable organizations
Local school and youth programs