We Insure Miami - Zonia Varela
Consultative coverage reviews and straight answers for Miami households - without the usual price-only quoting.

We work with trusted insurance companies.
Home, Auto, Flood, and More
Common policy types reviewed for clients in Miami and nearby communities
Ways We Help
Ways To Meet
Find Us
Areas Served
Based in Miami, serving clients across the greater Miami area.
About the Owner
Born in Nicaragua, raised in Miami, FloridaOver 10 years’ experience in the insurance industryFormerly a top producer for 2 top-rated Florida State FarmagenciesLicensed in property and casualty, life, health and variableannuitiesDegree in business administrationServe my clients with integrity and reliability
Our We Insure agency objective is to establish a successfulpartnership with clients and form an excellent reputation in our area. We arecommitted to providing insurance products that offer quality protection withvalue pricing. We believe in getting the job done right while keeping the bestinterest of the client as the primary focus. We Insure empowers customers, offering different and better ways to buyinsurance. Customers need choice, speed, convenience and confidence in thecompany and individuals protecting their assets. We Insure customers hold thepower to choose. Customers choose from top-rated insurance companies and makepurchasing decisions their way. Buy online, over the phone, via email or inperson at our office.
How this office works
Owner started this office to give Miami clients a more consultative insurance experience instead of a quick price-only conversation. The office focuses on: Taking time to ask better questions, understanding what matters to each household, and recommending coverage that actually fits the risk.
What stands out
Consultative coverage reviews instead of price-only quoting
Transparent when another solution is the better fit
Meet the Miami Team

Rebeca "Becky" Mallon
Office Manager

Zonia Varela
Insurance Agency Owner
What homeowners in Miami often miss
A common mistake is assuming flood risk only exists in high-risk zones. In the Miami area, the better conversation is understanding the actual risk, the flood zone, and what the policy would do before a storm ever shows up.
What to review
Check flood, wind, and deductible details before storm season instead of waiting until a claim.
Review deductibles, water damage limits, and optional coverages before renewal so nothing important gets missed.
Rated ★★★★★ By Neighbors
Local roots in Miami
This office has deep Miami roots, with team members who have lived and worked in the community for years. We understand the local market and the unique insurance needs of Miami residents.
Community involvement includes:
Chamber and local business networking
Community charitable organizations
Local school and youth programs