We Insure - North Manatee Insurance Inc
Consultative coverage reviews and straight answers for Palmetto households - without the usual price-only quoting.

We work with trusted insurance companies.
Home, Auto, Flood, and More
Common policy types reviewed for clients in Palmetto and nearby communities
Ways We Help
Ways To Meet
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Areas Served
Based in Palmetto, serving clients across the greater Palmetto area.
About the Owner
Born and raised in Palmetto, FLFSU graduate with BA in Hospitaltiy6 years working with Allstate Insurance as a ProducerCustomer focused and dedicated to providing excellent service16 years in the Hospitality IndustryFamily oriented, with two childrenSpecializes in Home and Auto InsuranceMy goal is to make sure my clients understand their coverage needs and their policies. I spend time with all of my clients educating them on the policy and providing excellent service they remember. Most people would describe me as detail-oriented, proactive and caring.With WE Insure, I am able to empower my clients by offering different and better ways to buy insurance. I have the ability to shop over 150 of the top insurance companies. As a We Insure Agent I can provide my customer choice, speed, convenience and confidence that they are protected.
How this office works
Owner started this office to give Palmetto clients a more consultative insurance experience instead of a quick price-only conversation. The office focuses on: Taking time to ask better questions, understanding what matters to each household, and recommending coverage that actually fits the risk.
What stands out
Consultative coverage reviews instead of price-only quoting
Transparent when another solution is the better fit
Meet the Palmetto Team

Monica Reid
Office Manager

Khara Schauer
Agency Owner

Carolyn Simpson
Producer
What homeowners in Palmetto often miss
A common mistake is assuming flood risk only exists in high-risk zones. In the Palmetto area, the better conversation is understanding the actual risk, the flood zone, and what the policy would do before a storm ever shows up.
What to review
Check flood, wind, and deductible details before storm season instead of waiting until a claim.
Review deductibles, water damage limits, and optional coverages before renewal so nothing important gets missed.
Rated ★★★★★ By Neighbors
Local roots in Palmetto
This office has deep Palmetto roots, with team members who have lived and worked in the community for years. We understand the local market and the unique insurance needs of Palmetto residents.
Community involvement includes:
Chamber and local business networking
Community charitable organizations
Local school and youth programs