We Insure Sarasota - Sarah & Tim Kempf
Consultative coverage reviews and straight answers for Lakewood Ranch households - without the usual price-only quoting.
We work with trusted insurance companies.
Home, Auto, Flood, and More
Common policy types reviewed for clients in Lakewood Ranch and nearby communities
Ways We Help
Ways To Meet
Find Us
Areas Served
Based in Lakewood Ranch, serving clients across the greater Lakewood Ranch area.
About the Owner
-Over 20 years of experience in the insurance industry.
-Servicing the Lakewood Ranch/Sarasota/Bradenton areas of Florida.
-Recognized top producers and providers of customer service excellence.
-Enjoy working with clients in understanding their insurance options and coverage through all of life's changes.
-Married with two children.
-Active in our community and faith.
-Hobbies include boating, fishing, hockey, and fitness.
-Here to help you solve your insurance needs.
We Insure empowers customers, offering different and better ways to buy insurance. Customers need choice, speed, convenience, and confidence in the company and individuals protecting their assets. We Insure customers hold the power to choose. Customers choose from top-rated insurance companies and make purchasing decisions their way. Buy online, over the phone, via email or in person at our office (office by appointment only).
How this office works
Owner started this office to give Lakewood Ranch clients a more consultative insurance experience instead of a quick price-only conversation. The office focuses on: Taking time to ask better questions, understanding what matters to each household, and recommending coverage that actually fits the risk.
What stands out
Consultative coverage reviews instead of price-only quoting
Transparent when another solution is the better fit
Meet the Lakewood Ranch Team
Sarah Kempf
Agent
Tim Kempf
Agency Owner
What homeowners in Lakewood Ranch often miss
A common mistake is assuming flood risk only exists in high-risk zones. In the Lakewood Ranch area, the better conversation is understanding the actual risk, the flood zone, and what the policy would do before a storm ever shows up.
What to review
Check flood, wind, and deductible details before storm season instead of waiting until a claim.
Review deductibles, water damage limits, and optional coverages before renewal so nothing important gets missed.
Rated ★★★★★ By Neighbors
Local roots in Lakewood Ranch
This office has deep Lakewood Ranch roots, with team members who have lived and worked in the community for years. We understand the local market and the unique insurance needs of Lakewood Ranch residents.
Community involvement includes:
Chamber and local business networking
Community charitable organizations
Local school and youth programs